Our Attorneys

Steven R. Apel

Steve concentrates his practice in the areas of insurance coverage analysis and commercial litigation.  He has represented insurers in state and federal courts throughout the United States.  He has significant experience investigating claims and evaluating coverage and liability, and has counseled clients on a wide array of coverage issues including trigger and scope of coverage, and the meaning and intent of contract terms and exclusions.

Steve's litigation experience includes declaratory judgment actions, bad faith lawsuits, actions for rescission and reformation of insurance policies, various complex commercial disputes, and appeals.  Specific areas in which he has worked  include CGL coverage, first party property coverage, construction defect, products liability, toxic tort, and environmental claims.

Practice Area:

Insurance Coverage; Bad Faith Litigation; Complex Tort; Commercial Litigation

Professional Licenses:

  • Admitted to the Wisconsin Bar, June 2008 and Illinois Bar,
  • Admitted to the United States District Court for the Northern District of Illinois
  • Admitted to the United States District Court for the Western District of Michigan
  • Admitted to the United States Court of Appeals for the 6th Circuit
  • Licensed Wisconsin Real Estate Broker, September
  • Licensed Illinois Real Estate Broker, January


  • Environmental Risk Management from an Engineer's Perspective, American Society of
    Civil Engineers ("ASCE") National Environmental Engineering Conference.
  • Update of Shop Drawing Preparation and Review Liability, and Insurance Coverage Issues, National Society of Professional Engineers ("NSPE") Annual Convention.


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10 S. LaSalle Street, Suite 1800

Chicago, Illinois 60603 

Phone: 312-466-7258

Email: Steven.Apel@ruberry-law.com


  • The John Marshall Law School, J.D.,
  • Honors: The John Marshall Law School Moot Court Council
  • Benjamin Cardozo Entertainment Law Moot Court Competition
  • Dean Herzog Civil Rights Moot Court Competition, Best Brief
  • Loyola University, Bachelor of Business Administration